The Education Freedom Tax Credit · Begins January 1, 2027

Turn your tax bill into a Jewish education.

The new federal tax credit lets you redirect up to $1,700 of the taxes you already owe into scholarships for children at Jewish day schools and yeshivas — dollar for dollar, at no net cost to you.

Students learning in a Jewish day school classroom
$1,700
You give
$1,700
Off your federal taxes

A credit, not a deduction — every dollar you give comes straight off what you owe the IRS.

Donations open January 1, 2027
days until the credit takes effect
Be ready on day one →

One fund, three doors

Built for everyone who builds Jewish education.

For Donors

Redirect what you already owe.

Give to JEFA and receive a dollar-for-dollar federal tax credit up to $1,700 per year. Unused credit carries forward up to five years. Your money funds Torah education instead of sitting in the Treasury.

Learn about giving

For Families

A yeshiva education within reach.

Scholarships fund tuition, tutoring, textbooks, and special education services at Jewish day schools and yeshivas. Households earning up to 300% of area median income qualify — that covers most families.

See if you qualify

For Schools

New funding for your mosdos.

Partner with JEFA to bring federally credited scholarship dollars to your families — stabilizing tuition and strengthening enrollment. We handle compliance, receipting, and reporting.

Become a partner school

How it works

Three steps from your taxes to their tuition.

Donate to JEFA

Contribute any amount up to $1,700 to the Jewish Education Fund of America, a registered 501(c)(3) Scholarship Granting Organization.

Claim your credit

Take a 100% nonrefundable federal tax credit for the full amount when you file. If you can’t use it all this year, carry it forward for up to five years.

Scholarships are awarded

JEFA grants at least 90% of contributions directly to eligible K-12 students at Jewish day schools and yeshivas across the country.

The numbers

$1,700*

A credit is not a deduction.

A deduction lowers your taxable income — worth a few hundred dollars at most. A credit lowers your tax bill itself. Owe $5,000 and claim a $1,700 credit? You now owe $3,300, and the full $1,700 funds a Jewish child’s education.

*Maximum annual credit per taxpayer under IRC §25F, signed into law July 4, 2025.

100%
Dollar-for-dollar federal tax credit on every contribution
5 yrs
Unused credit carries forward for up to five years
300%
of area median income — the household eligibility ceiling for scholarships
90%+
of contributions go directly to student scholarships, as federal law requires

Questions

Before you ask.

Does this actually cost me anything?

No. Every dollar you contribute to JEFA reduces your federal tax bill by exactly one dollar. You are choosing where up to $1,700 of your existing tax liability goes — to the IRS, or to Jewish education.

What is a Scholarship Granting Organization?

An SGO is a 501(c)(3) nonprofit that accepts donations and uses at least 90% of its income to fund K-12 scholarships for eligible students. JEFA is a registered SGO dedicated to Orthodox Jewish children’s religious education.

Does my state need to opt in?

Not for you to donate — any taxpayer nationwide can contribute to a qualified SGO in a participating state and claim the credit. For students in your state to receive scholarships, your state must opt in. As of early 2026, 23 states have done so, and the list is growing.

Can I give less than $1,700?

Absolutely. Contribute any amount up to $1,700 and receive a dollar-for-dollar credit for whatever you give. A $500 gift means $500 less in taxes owed and $500 toward a child’s Torah education.

Be first in line

January 1, 2027 is coming. Be ready before it does.

Pre-register with JEFA today and we’ll make sure your contribution — and your credit — are locked in the moment the program opens.

No cost, no obligation. We’ll keep you informed as the program launches.